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River Community CU

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Routing # 273975755
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River Community Credit Union

Serving Our Community Since 1928!

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Loans

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New/Used Vehicle Loans

Our new/used auto loans are hard to beat. River Community CU also offers new and used Motorcycle/Boat/RV Loans.

River Community Credit Union offers one of the best rates in town!

We offer a .25% discount for automatic payments from an RCCU account or an account at another institution.

We also offer discounts based off any down payments or trade ins.

Whatever auto/truck you have in mind, we have the loan for you.

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Signature/Personal

Whether you had unexpected expenses or want to take a trip, our signature loan can help get things done.

Benefits:

  • Loan terms and payment options to fit your needs

  • No pre-payment penalty

  • Discount for automatic payments from RCCU or another institution

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Shared Secured

Borrow money against the money in your account at RCCU and get a great rate as well as build credit with a share secured loan.

Benefit:

  • Continue to earn dividends on your deposit account

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Line of Credit

For the debit card and those low amount loans.

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Vacation / Christmas Loans 

If you need to borrow for last-minute Christmas gifts or to buy some plane tickets, we can help!

Benefits/Requirements:

  • Maximum loan amounts are less than signature loans but also lower rates

  • 12-month payment schedule


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Visa® Credit Cards

Take the RCCU Visa Credit Card with you for your everyday purchases.

Benefit:

  • Make payments at RCCU, online, or by mail

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Visa® Debit Line of Credit Loan

Peace of mind knowing in case of an error with your debit card your checking account is protected.

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Making your loan payment is something that should not require a lot of time or stress, so River Community Credit Union allows you to make loan payments in various easy convenient ways-by mail, overnight deposit box, phone transfer, direct deposit or just come in to the credit union. Automatic transfers can also be set up to make your loan payment, either from a direct deposit or from your savings or checking on a monthly, bi-weekly or weekly basis.